Cobra Health Insurance
Information provided by Cobra Help Center about COBRA Continuation and COBRA Health Insurance
Worried your not eligible for COBRA? Finding out is vitally important to maintaining your continued health insurance. To be entitled to COBRA continuation, you must have been enrolled in the company’s health plan, and a active member of the policy, before your employment was terminated. The policy must also still be provided to all still employed employees. Next, a qualifying event must have occurred that would make your eligible for COBRA. In short, you must have been fired, laid off, quit, or for some reason lost benefits, but it can not be due to “gross misconduct”.
To recap, as long as you meet a simple two criteria, you are eligible for COBRA:
- Were, while working, enrolled in or were eligible for the company’s health plan
- Stopped receiving benefits due to any qualifying event.
That’s it!
3 Responses
jill
08|Jun|2009 1husband cancelled me from his group ins. plan, by lying, about the date of our divorce, had me canc., then put on Cobra. City employee. No divorce decree was shown to fill out the form he did, which was required, yet never done till 2 yrs., 10 mos. later.
jj
23|Jul|2009 2So, if your company goes out of business and COBRA is not an option, there is no help for us?
Cobra Help Center
12|Aug|2009 3@ jill
If your former Husband did not follow the proper procedure or lied to the former employer, there may be a legal recourse to get you on COBRA. Once on COBRA, you can then move to a guaranteed issue plan from COBRA. If there was an funny business or legal negligence, there are many options for you.
@JJ
NO! If your company goes out of business, you can move right to a guaranteed issue plan through us and we can write you, no problem. If you have any health conditions, you are guaranteed coverage with a certain time frame after your company goes under.
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