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Cobra Health Insurance

Information provided by Cobra Help Center about COBRA Continuation and COBRA Health Insurance
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Archive for the ‘COBRA Health Insurance’ Category

You parents have been telling it to you since you were young, “You cant believe everything you hear.” No where is that more true then when it comes to health care. Finding health insurance that is high quality and low cost is possible for those who want to take the time and effort to understand [...]

Same-Sex Couples and Right to COBRA

A state that formally recognizes a same-sex marriage as legitimate, such as Connecticut, Iowa, Massachusetts, New Hampshire and Vermont, may have to provide COBRA for spouses who had a “qualifying event”. A state that also provides mini-COBRA alternatively to COBRA must also provide such a right to a same-sex couple as long as they live [...]

COBRA (The Consolidated Omnibus Budget Reconciliation Act) was passed in 1986 and provides for the continuation of group health plan and insurance coverage when an individual loses his/her job for 18-36 months. COBRA offers an alternative to an individual or family health insurance plan. Though COBRA may seem scary, it is but one of your [...]

Qualifying Events: Employees

To be eligible for COBRA, you as a employee must meet certain conditions. If you meet any of these conditions, you are eligible for COBRA continuation. These qualifying events include:

Voluntary or involuntary termination of employment, including by not limited to: quitting your job, being laid off, being fired orĀ  retiring. If you were fired though [...]

Which companies are subject to COBRA?

Any private company that offers a group health plan, and has more than 20 employees, is subject to COBRA. All government jobs, non-profits or any other private organization that offers health care to its employees is subject to COBRA.
In some cases, even companies with fewer then 20 employees must offer COBRA, depending on which state [...]

How do I become Eligiable for COBRA?

Worried your not eligible for COBRA? Finding out is vitally important to maintaining your continued health insurance. To be entitled to COBRA continuation, you must have been enrolled in the company’s health plan, and a active member of the policy, before your employment was terminated. The policy must also still be provided to all still [...]

What does a COBRA Health Plan provide?

A COBRA health insurance policy allows a former employee to continue the coverage they were receiving before being fired. This coverage cover both the former employee as well as any and all dependents including: spouses, former spouses due to death of employee or divorce, and all dependent children. COBRA is only available though if the [...]