COBRA is not a Health Insurance Plan unto its self. COBRA is the right you have, as a former employee to a company with 20 or more other employees, to continue your medical insurance for as long as 18 months (or more in certain conditions). The former employee is allowed to keep this coverage with [...]

In today’s economy, more and more individuals are being confronted with a decision to enact their COBRA Health Insurance benefit. In an economic climate filled with rising unemployment, loss of income due to loss of work hours and employment transition, this important decision is impacting more and more individuals and families.
Qualified employees, their spouses and [...]

Measuring the cost of health insurance can be an eye-opening experience. In this era of rising health costs, all employees, their spouses and even their dependents are aware of the cost of health insurance. There is no such thing as a low cost health need. Unfortunately, most individuals do not give much thought to the [...]

Medical insurance underwriting is a formal process through which major medical insurance companies evaluate the risk of possible financial loss if coverage is extended to a single individual or group.
There are several risk factors that medical insurance companies may consider in their underwriting criteria for individuals such as age, health status and history, occupation, hobbies, [...]

COBRA insurance is an extension of health care benefits that would have been otherwise lost due to a variety of reasons. There are a number of qualifying events that will make you eligible for COBRA health insurance coverage, provided you were previously covered under your employer’s major medical health plan.
The first and most common qualifying [...]