COBRA is a health insurance benefit program enacted by the federal government in 1985. Employees who leave their job voluntarily or for any reason other than gross misconduct, spouses of these employees, dependent children of these employees and disabled persons are entitled to COBRA Health Insurance under the law
what-is-cobra.html
Divorce is challenging under the best circumstances. In the midst of undoing all those “I Dos”, you will need to understand and apply your rights under COBRA. Learning the laws applicable to your situation under the Consolidated Omnibus Budget Reconciliation Act of 1986 known as COBRA is no less of a challenge and on par with Division of Assets and Visitation.
divorce-and-cobra.html
Diabetes is a classic example of the prudence and value of COBRA. When employment situations change, the employee does not necessarily lose their medical benefits. Under a variety of circumstances0, an individual and the individual’s dependents can keep their existing health insurance coverage for between 18 and 36 months. Individuals who file for their COBRA continuation coverage within 60 days of their employment change must pay for their COBRA continuation coverage, but those persons and their covered dependents have the security of uninterrupted health insurance.
cobra-and-the-diabetic.html
Securing health insurance coverage for your self and your family is one of the most important decisions you'll ever make. Sometimes events can happen in life that send you in a difference direction, and that can be beneficial for your overall goals and life plan, but very often, changes in life don't guarantee health insurance coverage. When you find yourself in the midst of a job transition, or you're finally taking the leap to start your own dream business, quality health insurance is suddenly propelled to the forefront of your priorities. If you're currently in this type of situation, you do have choices available, and its up to you to make some crucial decisions at this crossroads.
major-medical-vs-limited-medical.html
COBRA works for most displaced employees, retirees, their dependents and spouses, divorced or separated spouses and dependents who have lost their dependent status. When an event occurs that might cause an individual to lose their coverage under a group health insurance policy, COBRA, which passed into law in 1986, provides the opportunity for those individuals to continue the previous coverage.
cobra-qualifying-events-and-beneficiaries.html
The economic stimulus package signed into law by President Obama on February 17, 2009 includes a subsidy of COBRA premiums for up to nine months for certain employees involuntarily terminated between September 1, 2008 and December 31, 2009 and their spouses and dependents. The subsidy, which is set at 65% of the otherwise applicable COBRA premium, will ultimately be funded by the Federal government through an offset of payroll taxes for the entity (in most cases, the employer) that initially bears the burden of the subsidy.
cobra-subsidy-from-the-government.html
